Everything you need to know about sending money with CrossPay.
CrossPay is a mobile app for sending money across borders — starting between South Africa and Nigeria. You add money in your local currency, send it instantly in the app, and the recipient cashes out to their local bank.
In-app transfers are instant. Cashing out to a local bank usually completes in under two minutes, and at most the same day.
Under 2% all-in — the mid-market exchange rate plus one small, clearly shown fee. No hidden spread. You always see exactly what the recipient gets before you confirm.
No. You can sign up with a South African number and ID. That was the old blocker for the diaspora — CrossPay removes it.
Yes. We verify every user (KYC), screen transactions, and move funds through licensed on/off-ramp partners. We're building toward the CBN's Payment System Vision 2028 and South Africa's FSCA framework.
Behind the scenes your balance is held as a US-dollar stablecoin — a digital dollar always worth about $1. You never have to think about crypto; you just see money in a currency you understand.
South Africa and Nigeria at launch, in both directions. More African corridors are on the roadmap.
We're onboarding the South African and Nigerian communities now. Join the waitlist and we'll let you know the moment you can send.
We're onboarding the South African and Nigerian communities now. Add your email and we'll tell you the moment you can send.